Part 1: Your Personal Baseline
Before we can set revenue goals, we need to know what your life actually costs. Grab your bank and credit card statements from the last 1–2 months — we're not judging, we're just getting real!
Why start here? We're not setting a budget — we're building a foundation so you can set real, achievable revenue goals.
Which version are you filling in?
Realistic baseline: What it actually costs to keep you out of debt and prepare for the future. Use real numbers from your statements.
Your Personal Expenses
Realistic Total
$0.00
Dream Total
$0.00
Round up, not down. This is your financial foundation — build it with a little breathing room baked in.
✏️ Optional Journaling Prompt
"If I earned $____ each month, I'd finally feel ____ because ____."
Part 2: Your Biz Baseline
Now for the biz side. Open your business bank account and go through every expense — subscriptions, software, contractors, all of it. This is how we figure out the true floor your revenue needs to hit.
Your job: List all biz expenses → Add to personal baseline → Get your bare minimum revenue goal.
Fixed Monthly Expenses (same every month)
Variable Expenses (change month to month)
✨ Sparky tip: Use a 3-month average if your costs vary a lot!
Biz Expense Totals
Fixed Total
$0.00
Variable Total
$0.00
Total Biz Expenses
$0.00
Combine Personal + Business
Adding your realistic personal baseline + total biz expenses = your bare minimum revenue goal. This is your real starting line!
Personal (Realistic)
$0
+
Biz Expenses
$0
=
Bare Minimum Revenue Goal
$0
There it is! This is the minimum your business needs to bring in each month to fully support you and your business. This is your real starting line — everything above this is profit.
Part 3: The Fun Part 🎉
Here's where it all clicks. You know what your life costs, you know what your business costs — now let's figure out what's actually left over and give every dollar a job.
Step 1: Your Current Monthly Revenue
Check Stripe, PayPal, QuickBooks — wherever you track income. Be honest, but not harsh! You're 1000% in the right place.
$
📉 Below your bare minimum — that's okay! This is exactly why you're here. You now know your real target.
⚡ Right at your bare minimum — you're covering the basics. Next goal: build a cushion so you can grow!
🎉 You're above your bare minimum! You've got real profit to work with — let's put it to work.
Current Revenue
$0
vs.
Bare Minimum Goal
$0
Step 2: Your Dream Revenue Goal
This is the income that lets you pay yourself your dream salary, cover all expenses, and save for taxes, growth, and rest. Reach for the stars — but keep it possible!
$
Step 3: Build Your Profit Plan
Your profit plan splits what's left after covering your biz costs and personal baseline. Add, rename, or remove categories — just make sure they add up to 100%.
Example ranges (adjust to fit your goals!):
25–50% → Your Pay (this is a bonus on top of your salary!)
15–25% → Taxes (sales + income)
5–25% → Savings / Reinvestment / Coaching / Other
25–50% → Your Pay (this is a bonus on top of your salary!)
15–25% → Taxes (sales + income)
5–25% → Savings / Reinvestment / Coaching / Other
Your Profit to Allocate
Current revenue − biz expenses − personal baseline
$0.00
Allocated so far
All percentages must total exactly 100% to continue
0%
0% remaining
Where is each chunk going?
Name the exact account, transfer, or action for each. The more specific, the more likely it actually happens.
| Category | % | $/Month | Where's It Going? |
|---|
Your Zero to Profit Plan ✨
You did it! Here's your complete profit plan in one place. Save or print it, then block 30 minutes each month to review, update, and celebrate your progress. 🎉
Personal Baselines
Realistic Baseline
$0
Dream Baseline
$0
Business Expenses
Fixed Expenses
$0
Variable Expenses
$0
Total Biz Expenses
$0
Revenue Goals
Bare Minimum Goal
$0
Current Revenue
$0
Dream Revenue Goal
$0
Your Profit Plan
Profit to Split
$0
| Category | % | $/Month | Where's It Going? |
|---|
Set your monthly money date. Block 30 minutes, open this plan, check your numbers against reality, and adjust as you grow. Consistency beats perfection every time.
Questions about your plan? Reach out at learn@sparkybookkeeping.ca — we're here to help.